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From: Dwight Yachuk (no email)
Date: Mon Dec 13 2004 - 16:19:30 EST
I guess in order to answer your questions I need to ask you how much money you have Lynn.
You should be able to live comfortably in the caribbean for under $1K/month. This summer I was in the Azores. The cost of living was about the same as in the US. Spain and Portugal are relatively cheap. The Scandinavian countries are expensive but they always have been.
You can live in Mexico and get excellent medical coverage for a fraction of the US cost.
The best thing to do is to decide where you want to live and where you want to travel and then research the costs of doing so. All I'm hearing from you is a lot of worrying. don't worry, you won't starve.
When I get too old for anything else I'll walk off the back of the boat one night at sea. The cost of an ocean burial will be nothing.
dwight
-----Original Message-----
From: lynn stone [mailto:]
Sent: Monday, December 13, 2004 3:55 PM
To:
Subject: RE: [world-cruising] Declining value of the USD & effects on
cruising?
To get back on track and out of the political waters.
What are people cruising _now_ doing about the
declining USD? What are they planning to do in the
future? What are future cruisers planning? Are you
content to stay on this side of the Atlantic or only
north of the Carribean? How are you "making do" out
there? Do we have to go back to the age of the
Hiscocks and boats that are so far from the current
state of the art that they are practically museum
pieces? Do our boats have to be "bare bones" to afford
a night at a marina? Do we have to run "under the
radar" at marinas and other dinghy docks because we
can't pay the fees? Where do we go for a good meal and
a drink if we can't afford the restaurant? What's
happening _now_ with both the planning and actual
costs being incurred? How _is_ or do you _expect_ this
devaluation to effect you and your cruising?
As we get older, we often need more medical
assistance. What about insurance and those costs?
Between now and medicare, the insurance is _very_
costly. Will medicare take care of it? If medical
insurance costs a few hundred a month or a few
thousand a year, other medical insurance, pre or post
medicare, might honestly remove cruising from the
retirement dream/plan. In the past, people went
uninsured and took their chances. These days, I'm
hearing more and more that insurance is required for
marinas and possible countries. Uninsured, whether
medical or damage, may no longer be even an option.
Canada might be an option but when you are in the
50ish range and older, it is difficult to restart your
life especially if you are dependent on the U.S.
government (private retirement plans in our case
largely disappeared a few years ago along with the a
good chunk of the 401Ks) and USDs for your retirement
funding. We're not adverse to starting over elsewhere
as long as we can do it and be comfortable in our
"declining" or "golden" years. We don't need that gold
to be a train at the other end of the tunnel. Yes we
could sell everything and move out but that still
doesn't solve the devaluation problems. Isn't there a
nice greek island or something some place that we
could safely at least anchor, where our medical
problems could be taken care of, and the cost of
living is less than the cost of dying?
=====
Lynn
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