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From: Tom (no email)
Date: Fri Dec 05 2003 - 11:54:45 EST
--- In , "ocean_dancer2001"
<ocean_dancer2001 at y dot dot dot > wrote:
> JT~
> I think you hit it dead on! Completely accurate I'd say.
> OD~
>
>
>
> -- In , "jt_lotus" <jt_lotus at y dot dot dot >
wrote:
> > Thought I would toss in my 2 cents worth here.
> >
> > "Cruising World" magazine did a piece on medical insurance within
> > this past year. One of their points was that
some "international"
> > insurance programs exclude the USA due to high cost of care and
> > litigation issues.
> >
> > Many cruisers have commented that the cost of care in many of our
> > cruising grounds is so affordable that an insurance claim is just
not
> > worth the hassle. They just pay the bill, and save the insurance
for
> > a really big problem. This same argument prompts some to go
without
> > coverage.
> >
> > OPINION:
> > Medical costs are high and going higher because these costs are
most
> > always paid by insurance. Nobody in the loop has a reason to
> > constrain the costs. Recent example: MRI scan with insurance
> > $1600.00, when I told them I didn't have insurance --- $896.00.
> >
> > Education is another example of no cost containment due to third
> > party payers. Most college kids have grants, loans, scholarships
to
> > pay for school. The very rich don't care, the poor are supported
by
> > the government (our tax dollars). The schools don't care where
the
> > money comes from and in a sick way the higher the cost the more
> > noteworthy the school becomes. Messages Messages Help
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From: Thomas Martin <kismetc30 at y dot dot dot >
Date: Tue Nov 25, 2003 9:41 pm
Subject: Re: [world-cruising] Digest Number 231
> What seems to be the consensus about cruising with
> and
> without medical insurance? What about those of us
> who
> are older and are approaching the medicare years? Do
> we need something else? Also, what is the trend in
> other countries? Do they trend to take care of
> foreigners well, just so-so, or not at all or only
> if
> they can pay lots of $?
>
> TIA
>
> Jason
>
> __________________________________
>
=== message truncated ===
In case anyone may have missed my earlier post I will repeat it here.
It seems that there are quite a few people who will inevitably cruise
without insurance, therefore diligence and knowledge will play a big
part in maintaining good health. IAMAT can play a useful role in that
program. Did I say it is free? A good org. supported by donations.
I would suggest, as a reasonable precaution while
abroad, a membership in IAMAT.
International Association for
Medical Assistance to Travelers
IAMAT is a non-profit organization established in
1960. Our aim is to advise travelers about health
risks, the geographical distribution of diseases
worldwide, immunization requirements for all
countries, and to make competent medical care
available to travelers by western-trained doctors who
speak English besides their mother tongue.
http://www.iamat.org/
It is very inexpensive to join and making a small
donation helps to keep the research going. You need
not join at all to use the web site. Very informative.
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