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From: ocean_dancer2001 (no email)
Date: Wed Dec 03 2003 - 17:03:35 EST
JT~
I think you hit it dead on! Completely accurate I'd say.
OD~
-- In , "jt_lotus" <jt_lotus at y dot dot dot > wrote:
> Thought I would toss in my 2 cents worth here.
>
> "Cruising World" magazine did a piece on medical insurance within
> this past year. One of their points was that some "international"
> insurance programs exclude the USA due to high cost of care and
> litigation issues.
>
> Many cruisers have commented that the cost of care in many of our
> cruising grounds is so affordable that an insurance claim is just not
> worth the hassle. They just pay the bill, and save the insurance for
> a really big problem. This same argument prompts some to go without
> coverage.
>
> OPINION:
> Medical costs are high and going higher because these costs are most
> always paid by insurance. Nobody in the loop has a reason to
> constrain the costs. Recent example: MRI scan with insurance
> $1600.00, when I told them I didn't have insurance --- $896.00.
>
> Education is another example of no cost containment due to third
> party payers. Most college kids have grants, loans, scholarships to
> pay for school. The very rich don't care, the poor are supported by
> the government (our tax dollars). The schools don't care where the
> money comes from and in a sick way the higher the cost the more
> noteworthy the school becomes.
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