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RE: [world-cruising] Re: medical insurance: BCBS

From: Dean Mastern (no email)
Date: Wed Dec 03 2003 - 13:00:06 EST

  • Next message: A J K III: "[world-cruising] Re: medical insurance"

    I can't answer for the NASE. You can go to their website:
    http://www.nase.org/ and see if they can answer your questions. A
    self-employed writer of cruising articles may be covered anywhere. :-)

    ----Original Message Follows----
    From: Rick Bradshaw <>
    Reply-To:
    To:
    Subject: RE: [world-cruising] Re: medical insurance: BCBS
    Date: Wed, 3 Dec 2003 07:07:43 -0800

    Many of us on the list are self employed and some of us may be
    looking at this from that point of view as well as thinking about how
    this would fit with cruising if we work from our boats. Is the NASE
    insurance plan one that pays well or is it in the class of having
    insurance but it pays for little? Does the provider bill or does the
    individual have to pay the cost up front and the insurance
    reimburses the policy holder? If that is the case, does it take the
    insurance a long time to reimburse?

    Does this insurance cover someone cruising? I would presume that it
    _might_ if we were in the U.S. but that it probably would not, given
    earlier posts, in foreign waters and foreign countries. If the boat
    were documented (not state registered) and the injury incurred
    onboard would that constitute U.S. property since I remember hearing
    (a long time ago and that could be wrong or my memory is) something
    about U.S. documented boats being regarded as U.S. property when in
    foreign waters?

    Rick

    >My employer is using a plan available through the National Association for
    >the Self Employed (NASE).
    >It is costing about half of what BC/BS was. I'm not sure of their web
    >address, but I suppose it could be found through any search engine.

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