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RE: [world-cruising] Re: medical insurance: BCBS

From: lynn stone (no email)
Date: Wed Dec 03 2003 - 11:38:09 EST

  • Next message: Rick Bradshaw: "RE: [world-cruising] Re: medical insurance: BCBS"

    This is certainly a new "wrinkle" in the thread. We
    will be self employed by the time we go and do plan to
    do a bit of work from time to time especially when we
    are in the U.S. If we can do it legally, outside the
    U.S. too although that will most likely require that
    we work through someone in that country as an
    associate and the use of translators. Does this NASE
    insurance make sense in that case? Is there a case for
    this kind of insurance for cruisers?

    Lynn

    --- Rick Bradshaw <> wrote:
    > Many of us on the list are self employed and some of
    > us may be
    > looking at this from that point of view as well as
    > thinking about how
    > this would fit with cruising if we work from our
    > boats. Is the NASE
    > insurance plan one that pays well or is it in the
    > class of having
    > insurance but it pays for little? Does the provider
    > bill or does the
    > individual have to pay the cost up front and the
    > insurance
    > reimburses the policy holder? If that is the case,
    > does it take the
    > insurance a long time to reimburse?
    >
    > Does this insurance cover someone cruising? I would
    > presume that it
    > _might_ if we were in the U.S. but that it probably
    > would not, given
    > earlier posts, in foreign waters and foreign
    > countries. If the boat
    > were documented (not state registered) and the
    > injury incurred
    > onboard would that constitute U.S. property since I
    > remember hearing
    > (a long time ago and that could be wrong or my
    > memory is) something
    > about U.S. documented boats being regarded as U.S.
    > property when in
    > foreign waters?

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