Two On A Big Ocean The Story of the First Circumnavigation
of the Pacific Basin
in a Small Sailing Ship


      

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[world-cruising] Re: medical insurance ("sports" exclusion)

From: B Geres (no email)
Date: Sun Nov 30 2003 - 09:55:44 EST

  • Next message: Lisa: "Re: [world-cruising] Re: medical insurance ("sports" exclusion)"

    Having been employed in the health insurance field
    here in the States, and knoing the lengths they will
    go - both to sell a policy and to avoid paying a claim
    - I'd strongly advise anyone considering such a policy
    to obtain clarification here.

    Would an injury aboard your own vessel be considered
    excluded as the company considers sailing an amateur
    "sport"? I wouldn't feel comfortable with verbal
    assurances. I'd want something in writing from an
    underwriter.

    Granted, there may still be some value to a policy
    that would exclude injuries occurring aboard, but such
    a thing should be valued with eyes open.

    > 7) No coverage for injuries which are sustained
    > while participating in any ameateur or professional
    > sports which are sanctioned.

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  • Next message: Lisa: "Re: [world-cruising] Re: medical insurance ("sports" exclusion)"

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