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[world-cruising] Re: Medical coverage for cruisers....

From: ocean_dancer2001 (no email)
Date: Wed Nov 26 2003 - 13:47:40 EST

  • Next message: A J K III: "[world-cruising] Re: Medical coverage for cruisers...."

    Hi AJK,
    Good info you provided, but I would like to see the policy (if avail online)..in order that I may read btwn the lines
    to determine weather or not , it is in fact worth having.
    I am a nurse by profession, and I retired from the medical field as a revenue analyst. I was employeed
    by the largest hospital chain in the world, and travelled extensively, auditing hospitals, as well as
    insurance companies.
    I don't profess to be the most knowledgeable on the subject matter, but certainly somewhat more than most.

    Regardless of the cost of the policy itself, the more pressing issue is what is the actual worth of the policy
    when it gets down to brass tacks and you find yourself in a foreign land, unsure of whats covered and what is not.

    Same issues we face with insurance companies in our own country basically...only more complicated!

    Ocean_Dancer2001~ (aka...Lisa)

    -- In , "A J K III" <capt_ajk3 at y dot dot dot > wrote:
    > Curiosity being what it is I did some pointing and clicking to see
    > what is out there concerning insurance for travelers/cruisers. I
    > thought that the expense would keep one tied up to the dock. While it
    > looks like the money would take a bite out of the cruising kitty
    > (well, mine anyway) I was surprised when one agency (a management
    > agency for international insurance agencies) quoted the price of 105$
    > monthly for 50,000$ coverage. 150$ for 1,000,000$ coverage. Includes
    > medevac and many other items in the policy. I have to plead ignorance
    > when it comes to reading and understanding insurance policies. When
    > one is out there "doing it" the overall cost seems small. I won't
    > mention the company that I looked up here on this post. I'm not sure
    > if it would be proper. I found it through a link with the SSCA. If
    > anyone is interested in the name of the company you can contact me at
    > my yahoo address and I will send it out to you. Maybe someone can
    > read between the lines (ie- the fine print) and see if it is all it
    > seems to be.
    > Happy Thanksgiving....

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