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From: Al Golden (no email)
Date: Thu Apr 10 2008 - 10:14:57 EDT
>>Insurance companies rely on these classifications to reduce risk and
therefore premiums are lower than they would be if inspected only by CG
or
independent surveyors. This saves the owners a lot of money in premiums
as well as
avoiding business disruptions.<<
This may be true of larger or custom built yachts, but is simply not
true of standard, production yachts. And, is certainly not true of any
older yacht.
Once boats have been exposed to the corrosive effects of time, weather
and, worst of all, the effects of owners with their lamp-cord, incorrect
hoses, hose clamps, and "I don't need marine grade, I can get the same
thing at the hardware store" attitude, any standards of construction
have been distorted beyond recall.
It's important to understand that the vast majority of insured losses
occur in the slip!!!
Al Golden
International Marine Insurance Services
1-800-541-4647
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