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Re: T&T: : Full Time Cruiser or Livaboard?

From: Al Golden (no email)
Date: Wed Nov 07 2007 - 01:43:16 EST

  • Next message: (no name): "Re: T&T: : Full Time Cruiser or Livaboard?"

    Assuming for the moment that they have no actuarial reason for making a
    distinction ;-) why should you be concerned about telling them the truth?

    An insurance agent is trying to determine from you what coverages you need
    to cover your butt. If you own a home ashore, you might not need Personal
    Liability coverage for example.

    Al Golden
    International Marine Insurance Services
    1-800-541-4647

    -----Original Message-----
    From:
    [mailto:] On Behalf Of

    Sent: Tuesday, November 06, 2007 20.08
    To:
    Subject: Re: T&T: : Full Time Cruiser or Livaboard?

    I just don't understand why an insurance company would differentiate
    between
    someone who owns no residential property and travels most of the time and
    one who owns no residential property and stays put.
     
    Many of us had residential property and sold it or residential property
    that
    we converted it into rental property and got tired of the landlord hassle
    and sold it.
     
    Why doesn't the question revolve around being landed (or not) instead of
    where we stay?
     
    R. Lee

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