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From: Carl H. Martin (no email)
Date: Sun Oct 22 2006 - 14:43:49 EDT
----- Original Message -----
From: "Carl H. Martin" <>
To: <>
Sent: Sunday, October 22, 2006 2:28 PM
Subject: Re: T&T: Boat Insurance - Aaarrgghhh
This story was just sent to me while the boat insurance thread was going on.
In an attempt to tie it into the conversation I'll note that insurance is a
complicated issue & there's more than just storms influencing the cost of
the premium. I wonder how many people destroy their boat to collect on the
insurance & how much that affects the premiums for rest of us.
> A Charlotte, NC lawyer purchased a box of very rare and expensive cigars,
> then insured them against fire, among other things. Within a month, having
> smoked his entire stockpile of these great cigars and without yet having
> made even his first premium payment on the policy, the lawyer filed claim
> against the insurance company.
> In his claim, the lawyer stated the cigars were lost in a series of small
> fires. The insurance company refused to pay, citing the obvious reason
> that the man had consumed the cigars in the normal fashion.
> The lawyer sued... and WON!
>
>
> In delivering the ruling, the judge agreed with the insurance company that
> the claim was frivolous. The judge stated nevertheless, that the lawyer
> "held a policy from the company in which it had warranted that the cigars
> were insurable and also guaranteed that it would insure them against fire,
> without defining what is considered to be unacceptable fire" and was
> obligated to pay the claim.
> Rather than endure lengthy and costly appeal process, the insurance
> company accepted the ruling and paid $15,000 to the lawyer for his loss of
> the rare cigars lost in the "fires".
>
> After the lawyer cashed the check, the insurance company had him arrested
> on 24 counts of ARSON!!! With his own insurance claim and testimony from
> the previous case being used against him, the lawyer was convicted of
> intentionally burning his insured property and was sentenced to 24 months
> in jail and a $24,000 fine.
> This is a true story and was the First Place winner in the recent Criminal
> Lawyers Award Contest.
>
Carl
Scout 30
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