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TWL: Propane Refrigeration and Insurance


Subject: TWL: Propane Refrigeration and Insurance
From: AL GOLDEN (

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    >>Both insurance companies that I talked to told me that any "full-time"
    >>propane system in a boat (i.e. a system that ran all the time without
    >>human intervention) would not be allowed under our insurance. The fact
    >>that the freezer was mounted on the boat deck put it in a gray area.
    >>Perhaps Al Golden can clarify if I've somehow misunderstood what I was
    >>told.

    Jim:

    The question does NOT come up on any yacht insurance application that I've
    seen....

    HOWEVER, if there's a survey involved it will become apparent to the
    underwriter that such a system exists. Then, it depends on exactly what the
    SURVEYOR has to say about the particular system that will matter.

    Al Golden
    International Marine Insurance Services
    1-800-541-4647





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