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From: Dave Benjamin (no email)
Date: Tue Aug 24 1999 - 21:19:55 EDT
>
> Dave:
>
> >>....it is an incontrovertible fact.
>
> Really!?! So my 18 years in the business count for nothing
> against your one
> case. Interesting.... And I thought that I was so good.... ;-)
I'm sure you are "good" but I just call 'em as I see them.
>
> Seriously, I don't which company you're referring to, but isn't there at
> least some possibility that the wooden boat (or the owner) you're
> referring
> to is not sufficiently seaworthy to venture outside the Gate?
In this case it may be that the owner is keeping the nav limits close to
home because he isn't sailing much.
Or do you
> believe that your company would restrict ANY wooden hulled boat to the bay
> only? If the latter is the case, you really need to see about changing
> carriers.
I didn't say that the company would restrict any wooden hulled vessel to the
Bay. I mentioned the cruising limits because they were relevant to the
discussion which centered on RATES! And his invoice for one year of
imsurance is bigger than my invoice for one year of insurance.
>
> I'm sorry I used as strong a word as "ridiculous", but that's the
> way it hit
> me when I read your original note.
> I can tell you "factually" that we insure boats for 6 major carriers for
> whom we have rates and not one of them, NOT A SINGLE ONE, has anything in
> their rate guide that treats wood, plastic or metal boats in any way
> differently. Not one of them has different rates for different materials.
> Not one of them applies a surcharge or debit for any material. Those, my
> friend, are the "facts" in the industry, not just one company.
Well, Al, I guess the handful of companies you represent don't include the
one in question. We will give you a shot at quoting ours next time around
though. Feel free to contact us around May or June next year. If anyone
wants to know the identity of the company involved, email off list.
Dave
>
> Fair winds,
>
> Al Golden
> International Marine Insurance Services
>
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