Two On A Big Ocean The Story of the First Circumnavigation
of the Pacific Basin
in a Small Sailing Ship


      

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Re: lv-ab: your risk, not mine

From: Rosalie B. (no email)
Date: Tue Oct 04 2005 - 15:32:45 EDT

  • Next message: Ken James: "Re: lv-ab: your risk, not mine"

    On Tue, 4 Oct 2005 11:34:54 -0700 (PDT), you wrote:

    >> There is NO
    >> place that anyone can live that doesn't have
    >> hazards. You chose the
    >> hazards that you are comfortable with or more
    >> comfortable with.
    >
    >Yes, it is true -- life is invariably fatal.
    >
    >However, there are those who are willing to take more
    >risks than others, and for that I applaud them, but I
    >do not wish to subsidize them.
    >
    >> Their
    >> desire to live on the coast is greater than their
    >> fear of storms. And
    >> the fact that they live there means that you and
    >> others can vacation
    >> there or visit in your boat.
    >
    >And that somehow makes me responsible for supporting
    >them when their house gets washed away???
    >
    >NOT!
    >
    >> >There's plenty of room in other parts of the
    >> country
    >> >that don't have these problems.
    >>
    >> No there aren't. EVERY place that people can live
    >> has some kind of
    >> problem. There's no free lunch.
    >
    >Sorry Grandma, but I've never even come close to
    >having my house wash away, or get buried in a mud
    >slide, or fall down in an earthquake, or get
    >devastated by a tornado.
    >
    If you live in Massachusetts, you have ice storms and blizzards
    instead. And tornados are everywhere. You don't have to live in the
    midwest to have tornado damage.

    >Typically there are a few places that suffer the worst
    >of natural phenomenon most of the time. It may be
    >true that no place is absolutely safe, but it is also
    >true that some places are almost sure to have
    >problems.
    >
    >Just consult any flood map, and then see what you have
    >to pay for flood insurance. In Massachusetts, and I'm
    >sure anywhere else on the coast, you can find out from
    >the insurance companies exactly what level of risk
    >your house is in by its location.
    >
    >A friend just bought a house in a flood zone
    >designated with some alphabet letter and called a high
    >velocity zone. These things mean a lot to the local
    >building regulations, to insurance companies, and to
    >the cost of your flood insurance. And they mean a lot
    >to your liklihood of losing your house during a major
    >storm surge.
    >
    >All you have to do is choose a house a few feet higher
    >up the street, and you are no longer at risk. But
    >people pay double and triple for the privilege of
    >living right on the water, and also double and triple
    >their chances of being washed away in a storm.
    >
    >That's fine for them to make that choice. And it's
    >fine for me not to have to help pay their damages when
    >they get washed away.
    >
    >And these aren't poor people either. Obviously.
    >
    >And it simply isn't true that there aren't safer
    >places to live than the riskiest locations.
    >
    >I have no idea why you would think otherwise.
    >
    I think otherwise because I've lived all over the country, from Boston
    to Key West to California. I know there are hazards everywhere.

    grandma Rosalie

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  • Next message: Ken James: "Re: lv-ab: your risk, not mine"



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