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From: Dwight Yachuk (no email)
Date: Tue Oct 04 2005 - 12:41:24 EDT
You seem angry Tom?
-----Original Message-----
From:
[mailto:]On Behalf Of Tom
Sent: Tuesday, October 04, 2005 12:11 PM
To:
Subject: Re: lv-ab: your risk, not mine
I see.
So living 200 miles inland, getting hammered by Hurricane Hugo and
sustaining over $25,000.00 worth of damage to my home should NEVER be paid
for again in yet ANOTHER hurricane?
By your way of thinking that's what would happen to ME.
Now, HOW FAR inland do you think I will have to move to stay out of harm's
way?
If I go TOO FAR inland I'm in tornado alley - better move from there as
well, huh!
If I go TOO FAR north I'm in ice storms - can't get paid more than once for
a stupid move there either, huh.
Too far west? My own fault for moving where there's fires and no water -
stupid me, huh.
Further west? Damn earthquakes will get me sooner or later even in Colorado
or Kansas. Dumb move again.
Hey wait! What if I build on a sand bar. Great idea, then I can
permanently CAMP and tents are cheap, right?
Got it! Thank you for helping me to decide that I will live out my days in
a damn TENT. No insurance payments to worry about and if my ass gets blown
away so much the better, for you! Right?
Get real.
Tom
----- Original Message -----
From: "RLESLIE" <>
Cc: <>
Sent: Tuesday, October 04, 2005 11:43 AM
Subject: Re: lv-ab: your risk, not mine
> Jim
>
> This is certainly one of the most absurd ideas I have ever heard!!!
> You're asking people to take responsibility for their own behavior.
> What's next.....asking people to raise their own kids, or even worse, not
> have children until they are married. Man, your idea is way too radical.
> Have you been smoking something???
>
> Roger
>
> wrote:
>
>>i assume this will not sit well with many of you (or others).
>>
>>Some background - I was born in nawlins (New Orleans to those who dont
>>live there), grew up and have always lived in the coastal south - little
>>rock, AK, monroe, LA, savannah, GA, Baltimore, MD, Washington DC,
>>Charleston, SC, Melbourne, FL, now honolulu HI
>>
>>My take on how to 'solve' the coastal 'problem' - take responsibility for
>>your own risks.
>>
>>I spent the past hurricane season in melbourne florida - staring down a
>>few 'coulda happened' - and thanks to the state legislature, with only
>>$20,000 worth of insurance on my home - a 41' Gulfstar ketch that i bought
>>2 years ago for $36,5000 and have put over $10,000 into [it was a project
>>boat].
>>
>>My proposal is simple - if you live in a
>>flood/hurricane/earthquake/whatever *KNOWN* high-incidence natural hazard
>>zone - eihter accept the risk *YOURSELF* or et out.
>>
>>And before you freak out - yes, we should grandfather these properties in
>>- BUT, once an insurance comapy writes a check against your property, you
>>hav to know it is the *LAST* check *EVER* for that piece of property.
>>
>>So, how would this work?
>>
>>Let's say you lived in the Big Easy 4 feet below sea level and had oh,
>>lets say - a near miss disaster from camille in 1969, a good thrashing
>>from Betsy in 67 (or 68). What would have happened when Katrina came to
>>town? Either you'd be gone or you'd be paying to rebuild on your own. No
>>$100 Billion tax increase for some poor farmer in Idaho who has no concept
>>of what a hurricane is like. Just you. *Your* choice. *Your*
>>responsibility. *Your* risk.
>>
>>And if you were lucky enough to have skated by Camile and Betsy but got
>>hammered by Katrina? You;d get a check from the insurance company. And
>>you'd be told it was thae last one *EVER* on that property. Would you
>>rebuild? That'd be up to you - not some farmer in Idaho. Or all of the
>>rest of us and our kids - and thier kids....
>>
>>Accept Your Own Risk
>>jim
>>
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>
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