Next message: Stan Gardner: "RE: lv-ab: Wood Freeman COMNAV"
hmmm... must be nr 3 :-)
nr 2 seems a stretch... nr 1 true on boats with propane, alcohol, etc...
but electric? yeah a few more amps can heat up the shore power cable...
definitely nr 3 :-)
pascal
----- Original Message -----
From: <>
To: "Pascal Gademer" <>; "LIVE_ABOARD"
<>
Sent: Tuesday, July 13, 2004 4:28 PM
Subject: Re: Re: lv-ab: Insurance
> Hi, Pascal!
>
> I asked my insurance broker that question, and he gave me what appear to
be legitimate excuses:
>
> 1. Cooking aboard a boat greatly increases the chance of fire /
explosion. As a liveaboard, you'll most likely be doing a lot of cooking on
the boat...and this increases the risk that an accident might occur...
>
> 2. As a liveaboard, you're likely to have friends / guests over more
often than if the boat isn't your home. This increases the insurer's
liability.
>
> 3. Insurance underwriters can be a petty lot, and are simply jealous of
your chosen liveaboard lifestyle. They won't insure you...simply out of
spite.
>
> I'm not sure about #3, but there might be a bit of truth to the first two.
>
> Sincerely,
>
> -Robert Doty
> www.SleepingWithOars.com
>
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