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From: Pascal Gademer (no email)
Date: Tue Jul 13 2004 - 15:11:45 EDT
why would an insurer not want to insure a live aboard. if anything, it
reduces risks as a live aboard boat is not left unattended for extended
period of time and is likely to be well taken care of in case of a storm or
huricane...
just curious...
pascal
----- Original Message -----
From: "Al Golden" <>
To: "LIVE_ABOARD" <>
Sent: Tuesday, July 13, 2004 1:39 PM
Subject: RE: lv-ab: Insurance
> Page 4 of their Application asks a number of underwriting questions.
> Number 2. is "Are any of the watercraft listed used as a primary
> residence?" Each of the questions asks you to initial the "yes" or "no"
> questions, and any "yes" answer disqualifies you from their coverage.
>
> Therefore it would seem that if you own or rent another residence where
> you get your mail, that's your legal residence for voting, and/or for
> your Drivers License, you might be alright with their policy, such as it
> is. The part that bothers me is their language, i.e. "...used as A
> primary residence" (not "...YOUR primary residence"). Can you have more
> than one?
>
> I prefer to settle those issues by staying away, not in a court of
> law....
>
> Al Golden
> International Marine Insurance Services
> 800-541-4647 - toll-free
> 410-827-3757 - vox
> 410-827-3758 - fax
>
>
>
>
> || -----Original Message-----
> || From:
> || [mailto:] On
> || Behalf Of Sue and Don
> || Sent: Monday, July 12, 2004 11:03
> || To: LIVE_ABOARD
> || Subject: Re: lv-ab: Insurance
> ||
> || Al
> ||
> || Do you know what would count as liveaboard to Progressive?
> ||
> || If we cruised extensively for months each year, but
> || maintained a permanent residence ashore then would that
> || count as being a liveaboard as far as Progressive is concerned?
> ||
> || Thanks,
> ||
> || Don.
> ||
> || On Fri, 2 Jul 2004 08:49:09 -0400, Al Golden
> || <> wrote:
> || > Eric et al:
> || >
> || > Be VERY CAREFUL!!!
> || >
> || > Progressive does not, and will not cover liveaboards. So
> || if you're
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>
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