Two On A Big Ocean The Story of the First Circumnavigation
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RE: lv-ab: Health Insurance For Cruisers?

From: SnJ - (no email)
Date: Wed Sep 05 2001 - 10:00:01 EDT

  • Next message: Alan Lewis: "lv-ab: Alternators"

    Wasn;t there an arrangement with the Seven Seas Cruising Association and
    some insurer a while back that was specifically for cruisers? I seem to
    recall something about vessel insurance, and something about health
    insurance too.

    Anybody?

    >From: "Daryl Manning" <>
    >Reply-To: <>
    >To: <>
    >Subject: RE: lv-ab: Health Insurance For Cruisers?
    >Date: Wed, 5 Sep 2001 12:36:10 +0200
    >
    >you know, this is a *fantastic* idea.
    >
    >Just a short story. When I originally went to get my car insurance after
    >university I was quoted a price higher than my car payments (and it was a
    >nice sports car) by an insurance broker (ie. this was the best cost she
    >could find). About 10 months later a friend told me I should try another
    >company as they had a special dal for people who had graduated from certain
    >universities. Sure enough it was about 1/4 of the cost of the one I'd been
    >quoted, all because I was an *alumni*.
    >
    >However, my guess is that what an insurance company needs to segment groups
    >like this is a representative and statistically significant sample group in
    >order to derive probability tables for illness and mortality yadda yadda
    >yadda... The other thing is enough people willing to subscribe to the
    >program (and easily targetable) to spread the risk of claims so they can
    >turn a profit (like they ever *don't*!)
    >
    >Anyone know anyone at someplace like Monnex or the like? Blue Cross?
    >
    >I could use it, my 2 year one-time for my Canadian health insurance is up
    >and I have to find some more and don't really want to use French...
    >
    >ciao!
    >Daryl.
    >
    >
    >-----Message d'origine-----
    >De:
    >[mailto:]De la part de Jim Sovie
    >Envoyé: mardi 4 septembre 2001 21:20
    >À:
    >Objet: Re: lv-ab: Health Insurance For Cruisers?
    >
    >
    >It seems to me insurance companies, like governments, look for large groups
    >of people from which they can derive income.
    >
    >There certainly are a lot of live-aboarders and cruisers - I wonder if we
    >could get an insurance company interested in a group policy for us?
    >
    >Anyone have any idea what it would take to get them interested, or where to
    >start?
    >
    >I would imagine an international company would be the best to start with.
    >
    >Jim Sovie
    >
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  • Next message: Alan Lewis: "lv-ab: Alternators"



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