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From: Daryl Manning (no email)
Date: Wed Sep 05 2001 - 06:36:10 EDT
you know, this is a *fantastic* idea.
Just a short story. When I originally went to get my car insurance after
university I was quoted a price higher than my car payments (and it was a
nice sports car) by an insurance broker (ie. this was the best cost she
could find). About 10 months later a friend told me I should try another
company as they had a special dal for people who had graduated from certain
universities. Sure enough it was about 1/4 of the cost of the one I'd been
quoted, all because I was an *alumni*.
However, my guess is that what an insurance company needs to segment groups
like this is a representative and statistically significant sample group in
order to derive probability tables for illness and mortality yadda yadda
yadda... The other thing is enough people willing to subscribe to the
program (and easily targetable) to spread the risk of claims so they can
turn a profit (like they ever *don't*!)
Anyone know anyone at someplace like Monnex or the like? Blue Cross?
I could use it, my 2 year one-time for my Canadian health insurance is up
and I have to find some more and don't really want to use French...
ciao!
Daryl.
-----Message d'origine-----
De:
[mailto:]De la part de Jim Sovie
Envoyé: mardi 4 septembre 2001 21:20
À:
Objet: Re: lv-ab: Health Insurance For Cruisers?
It seems to me insurance companies, like governments, look for large groups
of people from which they can derive income.
There certainly are a lot of live-aboarders and cruisers - I wonder if we
could get an insurance company interested in a group policy for us?
Anyone have any idea what it would take to get them interested, or where to
start?
I would imagine an international company would be the best to start with.
Jim Sovie
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