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From: Paul Marcuzzo (no email)
Date: Mon Sep 03 2001 - 06:27:12 EDT
Good day folks, I just went through this whole thing with COBRA and then
finding insurance. The deal is if you have a pre-existing condition and you
use all 18 months of COBRA up they have to insure you. At what Price I am
not sure. Right now we had to wait for the letter from the old provider
saying we did have coverage for the whole time and sent that in with the
application. Myself & my daughter each have a pre-existing condition and we
have to see what the final tab will be.
The other option, which I should have done was be self employed for one
year. It's a federal law (like above) that as a self employed business
person they have to give you coverage.
That's what I've learned the hard way over the last few months.
Fair Winds !
Paul
Speranza - Lagoon 410
Punta Gorda, FL
to dock -
N 26° 53.471'
W 082° 03.515'
to Corona Locker -
N 26° 53.472'
W 082° 03.516'
-----Original Message-----
From:
[mailto:]On Behalf Of Warren
Stringer
Sent: Sunday, September 02, 2001 11:16 PM
To: ; t o m m e e ke r
Cc: John Heinisch;
Subject: Re: lv-ab: Health Insurance For Cruisers?
----- Original Message -----
From: Sidney Patin <>
To: t o m m e e ke r <>
Cc: John Heinisch <>; <>
Sent: Sunday, September 02, 2001 1:19 PM
Subject: Re: lv-ab: Health Insurance For Cruisers?
> "COBRA only *allows* you to pay what your employer did for
> medical coverage. If your employer paid $1000 per month for
> your coverage, now YOU have the same *opportunity*
> to pay that $1000 all by yourself. What a deal! not.
>
> Tom in NC"
>
> It is my understanding that one can do better just buying
> personal coverage than going with COBRA. - Sidney
>
Sidney -
Perhaps so, if you are young, healthy, and insurable. Those of us who have
"pre-existing conditions" have a major problem.
Warren
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